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Top 5 ways to Save extra money, easy way.

Success

With inflation and basic necessities are getting expensive, it is more important than ever to save an extra money today. With extra money, we can pay off credit card debts, loans, or add to our investment portfolio and live life a little better without worries of bills.

As wise have said, do not spend more then you earn and do not eat more than you can burn. I admit, I am guilty of not following these often, but then I have to get serious and follow this principle. And if you are like me, than here is little motivation to get you started with little extra income, save money and path to financial freedom.

Top 5 Ways you can Save extra money without much effort.

  1. Sell extra items from home that you are not using and will not need in near future. Best way to get started making money is to use what you already have at home with zero expense, you can sell things on garage sale, local market, local Craigslist. Yes eBay and amazon may cost you to sell items on their platform, but you can start free with Next-door App, Facebook Market, Garage sale or Local Craigslist. Any money will you make, put it in savings account to pay debt or save for future.
  2. See if you have any unclaimed money pending. Many times, we may not know if we have any government, inheritance money that we can claim. You do not need to spend money to find it, there is an easy way to check. I checked and I do not have any money to claim, but hope you are better off compared to me. Go to google and search unclaimed money “Insert your US State” here. See below image by USA gov website.

3. Open new bank account with zero or less fees. Many times, I realized my money in the banks were going to various kind of fees, under $1000 in checking account, check fees, transaction fees and so on. Many of these fees can be small but adding them together can eat at your savings. Open a bank account in credit union or any bank that provides free checking and free tools will be beneficial to you, without costing you extra.

4. Use Credit card to your Advantages; Of course use free credit card without annual fee if you are struggling. Credit card with annual fee can be beneficial if you use it the right way. I have two credit card with annual fees now, one give me air mileage based on money I spend, which I can use when I travel saving me money. Other credit card gives me 2% of money back on my card based on my spending amount, which is like saving 2% on every expenses. I know 2% means not much but think if you spent $1000, you will save $20, small amount can add up and I use credit card for most of my purchase and I save money without trying and that is best way for many of us.

5. Buy things on sale and waiting for 24 hours first. With online shopping made much easier after covid, makes it so easy to buy things when you like, however sometimes putting things in virtual cart and waiting for at least 24 hours, will save you from buying impulse purchases. We all get dopamine release for shopping, but putting things in cart and not purchasing or doing window shopping browsing without money will give you same feeling. Buying things on sale will save you money in long run. Now I know, there are times, you need things NOW, such as health issues, kids school supplies and so on, if you anticipate on future purchases you can get better deals.

One of my favorite book is Tightwad Gazette complete books. It is worth every pennies spend because it saves you 1000 folds more in many cases. Now that I make a little more money, I am not as tightwad as before, still tips from the books are golden and true for current times.

Check out Tightwad Gazette: Complete set of Three Books

So, here a few ways to save money without trying hard, start slow. Next I will try to share ways to make money, investment ideas and more. One of the best way to start a blog or website. You can look at our blog for more ideas on money, career and personal development.

How To Get Traffic To Your Blog

Financial Freedom, Productivity, Web Design and SEO,

Getting off page SEO or backlinks from other sites such as they linking to your site of blog post or writing a guest post for them can get you some much needed backlinks and boost your traffic and page rank of your blog. However what if that is not possible for a new blogger right away? Do not fear, there are more ways to get traffic to your site. Getting links from other websites is not the only way to attract visitors to visit your blog. This time, we are going to explore alternative methods to attract high quality traffic with both free and paid methods.

How To Get More Traffic To Your Blog:

The first thing you can do to generate traffic is to recycle all the content you have written on your blog. What I really mean is to turn your blog posts into little “manuals” or articles that help people solve their problems or offer valuable information and submit them to article directories. These article directories are like aggregators that collect articles of similar themes together in one place, so they receive thousands and thousands of qualified visitors every day.

When you submit your articles to these directories, you are exposing your name to the thousands of pairs of eyes visiting them for free! On most article directories, you are also permitted to include a “resource box” where you can include your contact details, a simple biography and so on. This is where you can truly leverage the traffic of the said article directories.

Some good article directories to get you started:

www.eZineArticles.com

www.ultimatearticledirectory.com

www.submityourarticle.com

www.goarticles.com

www.articlebase.com

www.buzzle.com

www.suite101.com

www.infobarrel.com

www.amazines.com

www.isnare.com

Of course, there are lot more article directories out there, some are free and some are paid. I like the one that mentioned above, as they have high page rank from Google, that means you site will get better quality backlinks and these are free article directories so you do not have to pay anything to get backlinks from them, except to write a original article for them.

Are there more ways to get traffic to your blog?

Sure, there are more ways you can get backlinks to your site. Another excellent way to gain traffic is to join internet forums that is based on your niche. To find these kind of forums, just go to any search engine and enter “<your niche> +forum”, without the quotes. You would want the most focused forum with a substantial number of active members, and preferably always bustling with activity. Just check the dates of the threads posted on the forum.

When you join active forums that focus on your field of discussion and post very useful and valuable posts, your peers will start noticing you and paying attention to what you have to say. In most forums, you are also allowed to append a link to your site in the signature line, which is under every post you make on the forums. People will click and visit your blog if they find your posts helpful and informative. This way, your credibility is built even before they land on your blog, so traffic from the forums would be easier to turn into profits if your blog is selling your own products or recommending others’ as an affiliate since they are already convinced you’re an “expert” in the field.

More Traffic Ideas:

The strategy we’ll discuss is word of mouth. Let’s say you already have a daily visitor count of 100. What if you compiled a small report or gift and posted it on your blog, saying that if a certain visitor can refer three of his/her friends to visit your blog the gift will be his/hers for free? If your small report or gift is lucrative enough, it will generate a small buzz among your blog readers and they will surely refer their friends to this blog that they frequent!

You can also utilize the “blog and ping” technique that everyone’s talking about. Basically, when you update your blog, you can let blog portals such as www.technorati.com know by pinging them. You can ping a lot of portals at once by using the free www.pingomatic.com.

Besides the techniques described here, there are also paid methods like buying links from high-ranking pages or buying banner advertisement space. A thing to keep in mind when buying paid traffic is to always weigh your profits generated from the paid ads. If your profits do no offset the expense, you will end up losing money, so choose wisely. In general, when you are starting out, I would stay away from paid advertisement until your blog is making some money and some profit.

This article is written by Mike Martin from homebusinessideashq.com and first appeared on Traffic Tips For your Blog article.

How To Find Success in 5 Easy Steps

Personal Development, Success,

3dsuccess

How To Find a Success and Happiness in Life:

Finding success does not have to be complex process, it is not easy to achieve over night and needs little luck, patience and continuous effort. Here are top 5 tips that will surely bring happiness and success in your life, if you are stay at home mom or business man.

1. Surround yourself with successful and positive people.

2. Create a mantra or an affirmation.

3. Capture negative thoughts.

4. Set goals/intentions and then be willing to let it go.

5. Be grateful.

Image source: Success

Keeping Positive With Negative People

Peace and Happiness, Personal Development, ,

eeyore

All of us sometimes have to deal with negative people that simply drains our energy and our wit. Sometimes we can avoid these people to catch a breath and other times, we may not be able to, specially, if that person happens to be a relative, co-worker, boss. How to we deal with negative people depends on our own thinking and perspective. Some might say “Do not let him/her get to you” or “Just ignore them” type of suggestions, but sometimes it is not so simple to just do that. For that we need to cultivate our mind and habit to a point where whatever someone says or behaves does not affect us.

Meanwhile, we can not get rid of people in our life, politics, jealousy, anger, negativity in people affects us. As humans tend to be social creatures and we have social need, we will bound to find occasionally people who may drive us crazy with their negative thinking.

How to Deal With Negative People

While we may wish to eliminate negativity from world, until that happens we can use these simple tips to dealing with these people bit easier on us.

1.Place limits or restrictions:

Having no limits can give anyone free reign to do as they wish, so set limit. Such as if someone keeps saying bad words or keeps on complaining, tell them to stop or redirect the conversation.

2. Find Protection

Let’s face it, sometimes we are more sensitive and vulnerable to criticism or constant negativity. During those time, find some protection to help you such as take trusted friend when you are meeting a negative person. Make sure you avoid more than require contact with difficult person until you feel ready for it.

3. Push for Positivity.

It is difficult to be positive all the time, but it can be changed. Whenever you think, negativity is starting to affect you, find a inspirational quotes book, go out in fresh air, share a joke with someone, do something you absolutely love to bring back positive balance back in to the life.

4. Redirect or Change the Topic

When conversation is going somewhere, where it becomes awkward and uncomfortable. You can redirect or change the conversation topic subtlety to avoid further negativity.

5. Find Reasons Behind it

Sometimes when we look for “whys” behind someone’s negativity either towards us or someone else, things become little easier to handle and fix. If someone is negative towards you, find out why they feel that way, once you listen to the cause you might be able to fix it, say sorry or move on. Knowing why can help you with solution in some cases.

6. Eat well, Sleep well.

Our energy or positivity is low when we are famished and sleepy. So always try to eat well, sleep well, eat and think healthy to be your best energy level to take each day in best way we can.

7. Find What works for you.

Only you know yourself better than anyone else. So, know what works for you and what situation cause you to stress out and be frustrated. Avoid people, situation that makes you feel out of control and uncomfortable. If you do find situation that is negative, work out a small back up plan to get out of it as soon as you can.

source: Negative People

Goals: How To Stay On Track

Productivity, Success, , ,

goalsImage source: goals

Have you set your goal? Once you have set the goal how do you achieve it? Finding ways to support your goals and making sure how do you stay on track to get to your desired road to your final goal destination.

Sometimes it is easy to get of the track and get of the path. Sometimes life comes in between, you know unexpected events or daily life things get in a way. I know I have been off goal track a few times, and I am sure I am not the only one who has gotten off the track.  The key is to get back on track to your goal as soon as possible.

Having clear goals with set of steps to achieve them surely will help. It seems simple and easy. But it is true, if we want to take control of where our life is going, we have to stop doing what is not working and start doing things you have been postponing for some day later.

Take a look at your life right now. Is where you want it to be? Can you change, improve it? What is your true personal value and what you want to be and do in your life? Knowing what you want and your values is big step.

Easy Ways How to Stay On Track

1. Be clear and know your core personal values and prioritize them.

Doing this step is important so that you will not do things outside of core values or ethics.

2. Look at your life to see what is working and what can be changed.

3. Set Clear and measurable goals based on previous steps.

4. Make sure your goals are balanced in life. Such as, do not set only money related goal and forget health or relationships. Make sure you have health, wealth and relationship with your final goal.

5. Follow or get mentor. Having a couch or mentor can help you clear your doubts and helps you keep in direction you supposed to go. Mentor can be a expert, a friend, a relative or hired expert. One does not have to spend lot of money to get right mentor.

6. Be with people who have similar goals. It has been said, we do get influenced by friends and family we usually hang out with, so be with right kind of people and with positive attitude.  If you can not find right people to hang out, join a community, organization or forum of similar minded people to reinforce the goal and its road to get there.

7.  Tell other people about your goal, write it down to make sure you are held accountable for your actions. It will keep you on track.

8. When things are getting off the track, ask yourself what is working and what is going right and do not focus on negatives. Making small changes towards goals will have gain you self esteem and motivation to keep going until you get to your goal.

Conclusion:

Sometimes life happens, we may get off the track of our goal. Having clear goals, mentor, a friend who held you accountable will steer you back to your road to your goals and back to track.

Article Source: How To Stay On Track

How To Find Success and Happiness

Peace and Happiness, Success, ,

success

Top 5 Tips for Finding Success and Happiness in Life:

Building a business and relationship is a fantastic and challenging experience. You can wake up exhilarated to begin your day and go to bed feeling overwhelmed and frustrated. The key to success is to maintain a positive,yes you can do it,mindset.

Easier said than done,right? Here are 5 keys to help you create and sustain a positive mindset so you attain the success you desire.

1. Surround yourself with successful and positive people.

The influence people have over our own personal energy is amazing. Moods and attitudes are so easily spread – think about how much of a difference a simple smile from a stranger can make for your day and then magnify it 1000 times to demonstrate the power of positive and successful friends,family and associates. When you have people around you who inspire you,believe in you and want you to succeed,there’s no room for doubts and even when they creep up,they’re quickly swept away.

2. Create a mantra or an affirmation.

Repeating positive affirmations has been shown to get people through tough times and to actually help them truly believe what they’re saying.

For example,“I am building a powerful and profitable business.” Many of the most esteemed business professionals have used the same affirmation strategy to attain their success. To find the right affirmations for you,consider writing a quick list of your doubts,insecurities and complaints. These can then be quickly turned into affirmations.

For example,if you write that you’re always feeling disorganized then your affirmation would be,“I am organized and in control.” Repeat your affirmations several times a day and feel the power of positive thinking.

3. Capture negative thoughts.

We all have negative thoughts from time to time,however,negative thoughts and emotions can derail us and prevent us from achieving all we desire. Of course catching those negative thoughts takes practice and persistence. When you find yourself thinking negative thoughts or having negative emotions,find a trigger to turn them around. The affirmations mentioned above are a great way to turn the negative into the positive. You can also find quick pick me ups like a favorite song,a walk outside in the fresh air,or some exercise to help improve your mood.

4. Set goals/intentions and then be willing to let it go.

The law of attraction says that we attract what we focus on the most. However,desperation,needing your business to be a success,sends mixed messages and a lot of negativity into the universe. Set your goals and intentions and then let them go. A certain amount of faith in yourself and in the power of attraction is necessary. Give it a try.

5. Be grateful.

Gratitude is perhaps the single most powerful and positive tool for success. When you’re grateful for all of the wonderful things and people in your life the challenges you face seem significantly less important and are more easily dealt with.

Consider keeping a gratitude journal and make a practice of entering into it daily. That way,when you’re facing challenges a quick peek at all the amazing things in your life will make you feel as if you can tackle anything. Additionally,an attitude of gratitude helps you maintain a positive perspective and to face challenges as opportunities rather than obstacles.

Success is within your reach and with the right attitude you can accomplish anything you set your sights on. Embrace these five powerful mind success strategies and you’ll build a better business and live a happier,more satisfying life.

Image source: Success

How To Reach Your Goals

Financial Freedom, Productivity, Success, ,

having-goals

Importance of Goal Setting

Everyone has goals in life. Sometimes we have single goal,sometimes we have many goals and do not know where to start and how to maintain the enthusiasm for reaching our goals.

Goals can come in small and big size both,short terms goals are as important as long term goals and we need to choose both types of goal in our life. For example,short term goal would be save money for bills next month and long term goal could be saving for retirement funds.

I have goals and given up many times,I have found three ways to be motivated to keep going until I reach my final goal and maintain it and I thought of sharing it here for all of you so we can all achieve the final result and be successful at reaching the goal.

If You Could Achieve One Goal in 24 Hours

There are 3 Tips to Achieve and Maintaining your Goals. Before you set a time to set your goals for your life,you should also check to see if going after that goal is current time is worth the effort. Making choices for goals can be time consuming but it sure saves headache and time later on to make sure your goals are fit for the lifestyle you are going after.

1.Set Target for Your Goal:

Having a goal that is measurable,specific and realistic makes a difference. We can have short term and long term goals. Long terms goals can be broken down in to a smaller chunks to make it easier to achieve.

For example,losing weight is a general goal that is not specific. You want to have a goal such as losing 30 lbs in 12 months is measurable,specific and realistic. That yearly goal can be broken in to monthly or weekly tasks that will help you keep motivated throughout the year to keep working on the goal and maintain it once you achieve it.
2. See final results and Benefits of the Goal

Many of us make goals and resolutions but give up on half way through. It is because we do not see the final end result or benefits of reaching that goal. It could be losing weight goal,final result could be looking great in any outfit,beautiful for girls and handsome for men. Being attractive to opposite sex is a great confidence booster for any of us,keeping that in mind,we should continue to work on the goal,when going gets tough.

When things are hard,think of the final results and benefit of reaching that goal to keep focus until we reach the goal.

3. List the Goal Obstacles

Many times,reaching goals can be tough as people do not think of any possible setbacks or obstacles that can come between reaching the goal. Nothing is easy in life,at least not so much cakewalk. Having a right expectations and back up plans always helps when obstacles come in between you and your goal to make you successful or looking beautiful.

Keeping commitment and focus to keep going to reach the final results is necessary to reach any goal for most of us. Sometimes we want results overnight,losing weight,becoming financially free or getting success can take time sometimes and patience is a great virtue for it. Once you finally reach your goal through obstacles and issues,your confidence and self esteem will soar and you will be able to tackle more goals to make your self more successful at whatever you desire.